ChekXcept provides check recovery services for NSF checks

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We also provide you
with a way to recover part or all of
your bank fee. This is another reason you need to do business with ChekXcept.

Comprehensive Collection Solution with ChekXcept Program

The ChekXcept program provides an end-to-end check payment solution that addresses efficient check collection by reducing the number of your bad check writers through enrollment in a check writer membership program. Our program requires your check writers to enroll as ChekXcept card holders. We obtain their information, verify it and then issue a card. Annually, each card holder must renew and update their card holder profile on line. In this way we can reduce your bad check writers by 50% or more and increase collections by 35% or more. Our program also provides many other benefits to you.

If you own a retail or service business, you need to know about ChekXcept.

We will work full time for you to recover your lost revenue.

The Collection Process By Itself

Electronic Check Recovery is a process for recovering checks returned for non-sufficient funds ("NSF") by converting the check into an electronic transaction and electronically debiting your customer's account for the amount of the check plus a collection fee.

Our NSF Check Recovery System is a FREE electronic check re-presentment service.

Up to an 89% collection rate on NSF checks.
Business owners receive 100% of the face amount of the NSF checks collected electronically.
Your customer's account is checked for funds availability before debiting and we can monitor that availability for up to 60 days.
Collected funds are paid monthly with complete statements of your account.
No setup fees or monthly minimums.
ChekXcept does all the work. Retailers, Contractors, and Owners of other Service Businesses can concentrate on making money.

How Our Collection Process Works

Complete turn-key check recovery solution.
Retailers, Contractors, or Owners of other Service Businesses sign bank release forms notifying their bank to mail all returned checks directly to our processing center.
Retail Businesses post a legal notice at the point of sale to notify bad check writers of the store's new check acceptance policy.
If you are a Contractor or other Service Business each invoice you present to your customer needs a legal notice either stamped or printed on it notifying your customer of your check acceptance policy. Your customer should sign the invoice at the completion of the job.
All returned checks are mailed to our processing center by your bank and transmitted by us through an electronic banking network the next day for debiting of the customer's bank account. If funds are not available ChekXcept will monitor the availability of funds for up to 60 days. If the funds become available the account with be electronically debited.
You receive a complete monthly report of your account.
ChekXcept also specializes in traditional or "Hard Money" collections if a check is unpaid after 60 days, or if a check was written on a closed account or other similar account. We provide telephone, mail, skip-tracing services, and more in the collection of such items.

Bank Fee Refund Policy

ChekXcept provides a refund of a portion of your bank fee. Refunds vary according to the number of bad checks you recieve each month. When you request information on our services, we will send that information to you followed by a call from one of our representatives. We will be happy to discuss the bank refund with you at that time.

ChekXcept
RR#2, Box 2159A
Stroudsburg, PA 18360
Phone: (888) 282-2802 · Fax: (570) 422-1025
Member of American Collectors Association
Contact us at: checkbook@verizon.net