ChekXcept™, owner/operator of the ChekXcept™ Network understands the fast track everyday life is on and the last thing anyone needs, is to be delayed or even embarrassed at a check out counter in your local store. The ChekXcept™ Card is what all smart check writers should now carry to eliminate those delays or embarrassing moments.

As an introductory offer, enrollment to the ChekXcept™ program is FREE in your first 30 days as a member. At the end of the introductory period, members will be charged a recurring monthly fee of $0.42 per month for twelve months. Thereafter, if a card holder chooses to remain a member for a subsequent enrollment term, a recurring monthly membership fee, as stated in the renewal application, will be charged to the member. Renewal forms can be found on line at www.chekxcept.com or can be obtained by calling ChekXcept™ customer service.

Members are required to update their information on line annually or by mail. To insure information is current, ChekXcept™ will periodically select random membership profiles for verification. If the contact information in the membership profile is incorrect, the card holder will be notified and the card privileges revoked until the information is updated.

For just pennies per month you can have the privilege of writing a check “hassle free” at all participating ChekXcept™ stores in our network. As the network grows, your ChekXcept™ Card will allow you to use a check in locations in or out of your local area, even out of state.

1. No need to search for I.D. when checking out.
2. No need to show your driver license or write other information on your check.
3. Complete privacy of your personal and financial information.
4. Your pre-approved check card lets you write checks within our network even if you are an out of state customer.
5. You can use your card at all participating locations, not just your local merchant.
6. Merchants will send you special offers, coupons and sale discounts as a member of ChekXcept™ Shopping Network.
7. Payroll checks and Government checks made payable to the check writer may also be accepted depending on individual store policy.
8. Check limits may be posted under separate store policy.
9. A list of all participating store locations is listed on our ChekXcept™ web-site, WWW.CHEKXCEPT.COM.
10. Links to merchants in the network will provide directions; store specials; coupons and more.

• After verifying your application for accuracy, a ChekXcept™ Card is issued to you.
• Check usage requires presentation of the ChekXcept™ Card.
• The ChekXcept™ Card has a bar code which is scanned at the point of sale.
• If you wrote a bad check anywhere in the network, you will be denied check writing privileges.
• Checks must be made payable to the merchant.
• Checks must be presented by maker.
• The name on the card must be the same as the name on the check. Family members must each have their own ChekXcept™ Card.
• No other I.D. is required.