ChekXcept provides check recovery services for NSF checks

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	Why is ChekXcept better than other competitors?

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Your non-sufficient funds checks are
mailed from your bank
to our processing facility for collection. Checks are verified for available funds and can be re-presented for electronic collection for up to 60 days. After 60 days they are transferred to our Hard Money collections department.

We handle every detail of collecting your bad checks so you can concentrate on every other detail of your business.

Higher Recovery Rates

Our ChekXcept Card Program is made up check writers who have applied for a ChekXcept Card because they want to be treated like cash customers. Once we verify the information on the application, we issue the card and maintain the check writer information we have on file. That means if a check is returned unpaid by a ChekXcept card holder, we can find him or her and collect that money faster than any other agency. We work hard for your money. For instance, checks other than NSF are collected by our own in-house Hard Money department. ChekXcept locates the check writer and continues to maintain contact with the check writer until a solution for payment has been worked out. Payment plans can also be set up and administered by ChekXcept.

You monitor your incoming payments with monthly statements we send to you and we handle the rest.

Why is ChekXcept better than other competitors?

We handle all the work of check collection so you can focus on your business.

Benefits of ChekXcept

Card Holder Program
Check writers apply for a ChekXcept Card, pay to be a member and must maintain all thier contact information current. This makes collecting your bad check easier and faster than any of our competitors.

Certified Letters & Phone Calls
We handle all the necessary telephone communication and documentation to allow quick efficient collection results.

Monthly Statements
Monthly statements allow you to see the current state of all your checks in collection.

Electronic Collection
We first try to collect on checks electronically before handing them off to our Hard Money collections department. This results in an 89% to 91% collection rate. Our merchant client receives 100% of the face value of all NSF checks collected this way.

Hard Money Collection
If a check is still unpaid after 60 days of attempted electronic collections it moves to our traditional collections department. We have an excellent skip tracing department and a full staff of telephone collectors and administrative support.

Why is ChekXcept better than other competitors?

Payment Plans
We will set up payment plans and collect monthly payments. You will receive a monthly statement showing all your paid in full and partial payment accounts.

Skip Tracing
We can search records for weapons permits, voter registration, drivers licenses, and more if necessary. We look for court records, business ownership, previous and current addresses, relatives, neighbors and criminal records.

Finding Assets
We have the ability and experience to search for and find hidden assets.

Turn Key Solution
ChekXcept offers a complete and comprehensive solution. Start to finish we handle all aspects of check collection allowing you to focus on your business. All unpaid checks are mailed directly from your bank to our processing center for collection.

Free Service
There are no set-up fees, or monthly minimums. There are no fees on NSF checks collected electronically. On Hard Money collections you receive 75% of the face value of the check plus your qualified bank refund.

ChekXcept
RR#2, Box 2159A
Stroudsburg, PA 18360
Phone: (888) 282-2802 · Fax: (570) 422-1025
Member of American Collectors Association
Contact us at: checkbook@verizon.net